United Fund

United Fund

Debt Resolution & Advisory

No Upfront Fees • FTC Compliant Program

Reduce Your Debt by 20–50%.
Without taking another loan.

Our legal negotiators work directly with credit card companies and lenders to slash what you owe. Consolidate into one clear program and move forward with peace of mind.

Speak with Advisor
United Fund Titanium Card Settlement
Program Outcome
Unsecured Debt Settled for 48%
FDIC Insured Escrow Account
-52%
Direct Balance Cut
Lender principal reduced
+140
Score Recovery Track
Zero balances after settlement
A+ BBB Accredited Business
0% No Upfront Fees Policy
$45M+ Debt Balances Resolved
100% Confidential & FDIC Insured
FTC Compliant Client Protections
A+ BBB Accredited Business
0% No Upfront Fees Policy
$45M+ Debt Balances Resolved
100% Confidential & FDIC Insured
FTC Compliant Client Protections
Interactive Configurator

Calculate Your Savings.

Select your estimated unsecured debt balance to see your projected reduction.

Min: $5k • Max: $100k
$
Current Estimated Minimum $875 / month
Typical Payoff Term 24 – 36 Months
Estimated Total Savings
$12,000
New Payoff Amount
$13,000
Est. Program Monthly
$361

*Illustrative estimate based on typical program settlements. Actual savings depend on creditor agreements.

United Fund Debt Relief Analysis
The Reality of Minimum Payments

Why Your Debt Isn't Going Down.

You pay every single month. But your balance barely budges. Credit card companies rely on compound interest (averaging 24% to 30% APR) to stretch your repayment over 15 to 25 years.

When you only pay minimums, up to 80% of your money goes directly toward interest fees — never reducing the actual principal balance.

United Fund stops that cycle. We negotiate a lower principal payout, bypassing predatory compound interest.

The Strategic Solution

Negotiation, Not More Borrowing.

Direct Principal Reduction

Our legal team negotiates settlements directly with banks to write off 20% to 50% of what you owe.

Single Monthly Deposit

Stop juggling 5 different due dates. One affordable deposit goes into your dedicated FDIC-insured account.

Dedicated Account Manager

You get a named specialist (Nate or Jesse) with direct phone access throughout your journey.

Strategic Debt Settlement Plan
Simple Execution

Your Clear Path to Debt Freedom.

No complicated paperwork or hidden loops. Three structured steps guided by certified US advisors.

1

Free Debt & Budget Assessment

Connect with our certified advisors. We audit your creditor balances, evaluate your interest expenses, and calculate your exact settlement eligibility.

Nate Jesse
Assisted by Nate or Jesse
2

Build Your Dedicated Program Reserve

Instead of throwing money at high interest, you deposit one comfortable monthly amount into an FDIC-insured escrow account under your name.

David Nate
Tailored by David or Nate
3

Lender Settlement & Debt Elimination

As your reserve accumulates, our legal negotiators execute settlement agreements with your lenders, paying resolved balances and releasing you from debt.

United Fund Headquarters
🇺🇸
100% US-Based Operations
Headquartered in Troy, Michigan
Certified Advisors

Meet Your Account Managers.

Real professionals dedicated to your file. Review their performance or speak with them directly.

Nate Bay

Nate Bay

Senior Account Manager

(248) 951-5252 ext. 101
★★★★★ 4.9 (18 reviews)

Over $3.2M negotiated in balances with Discover, Chase, and Capital One.

Clara Williams

Clara Williams

Client Relations Manager

(248) 951-5353 ext. 103
★★★★★ 4.9 (22 reviews)

Client advocate ensuring clear legal transparency throughout enrollment.

Jesse Jones

Jesse Jones

Settlement Specialist

(248) 951-5222 ext. 104
★★★★★ 4.8 (14 reviews)

Creditor call protection & structured affordable savings programs.

Verified Results

Real Clients. Real Freedom.

★★★★★ 4.9 / 5.0 Rating (Over 1,850+ Settlements)
★★★★★
Assisted by Nate Bay

"The harassing creditor phone calls stopped within days of enrolling. Nate Bay settled my Discover and Chase balances down by 54%. Life changing experience!"

Sarah M.
Detroit, MI
Saved $18,400
★★★★★
Assisted by Jesse Jones

"Jesse Jones walked me through every lender settlement. Consolidated 4 maxed credit cards into one realistic monthly payment. I am completely debt free."

David K.
Cleveland, OH
Saved $28,600
★★★★★
Assisted by Clara Williams

"I was terrified until I spoke with Clara Williams. No upfront fees, completely transparent communication, and genuine compassion throughout."

Elena R.
Tampa, FL
Saved $14,200

Take your first step towards financial freedom.

It takes 30 seconds to schedule a free confidential consultation. Speak directly with one of America's highest-rated resolution advisory teams.

Get Out of Debt Now • (248) 864-2195
United Fund Financial Freedom

Frequently Asked Questions

Clear answers about our debt settlement program.

Debt settlement works by negotiating directly with your credit card issuers and unsecured lenders to accept a reduced lump-sum payment to resolve the debt in full. You make one monthly deposit into an FDIC-insured account you control. As funds accumulate, our legal team negotiates settlements, saving you thousands off original balances.
No. In strict compliance with FTC federal regulations, United Fund never charges upfront fees. We only earn a performance fee after an agreement has been reached, approved by you, and settled with your creditor.
Most clients complete the program between 24 and 48 months, depending on their total debt balance and monthly budget. This is dramatically faster than the 15 to 25 years required under minimum payment schedules.